Spot Accident Insurance for AMGA Members


Spot has reimagined the insurance ecosystem for the outdoor industry and its enthusiasts alike. Spot’s injury insurance is made for athletes, adventurers, and everyday people, and was founded on the belief that breaking a bone shouldn’t break the bank. Spot is integrated across a number of partners including ski resorts, terrain parks, sports leagues, outdoor associations, registration platforms, and now AMGA.

The AMGA has partnered with Spot to offer members injury insurance specifically designed for mountain guides. For injuries big and small, Spot’s got your back.

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Get Spot

For a one time payment of $70, you can purchase Spot with your AMGA membership. If you get injured while mountain guiding or other related activities –whether you are working or not, your Spot policy can reimburse you for your medical bills.

Get Hurt

If you get hurt, seek treatment with any licensed medical professional convenient to you. Your Spot policy reimburses you for doctor-recommended medical costs up to $25,000—each time you are injured.

Get Paid

Submit your claim through the Spot website. You’ll be assigned a claims representative that will be dedicated to your case and work to get you reimbursed as quickly as possible.


Coverage is for enrolled current American Mountain Guides Association members, participating in mountain guiding activities, including but not limited to, Hiking, Camping, Skiing (including backcountry) Snowboarding, Splitboarding, Rock Climbing (not free solo climbing), Bouldering (indoors or outdoors) Mountain Biking, Kayaking, Rafting, Trail Running, Canyoneering, Alpine Rock, Snow or Glacier Climbing and High Altitude Mountaineering, in the U.S. Note that pre-existing conditions or overuse injuries (wear and tear) are not covered.

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